Stop Spammers and Marketing Calls with the Telephone Consumer Protection Act

Personal Injury

By Sandra Dalton, staff writer.

If you’re tired of getting calls from telemarketers and unwanted texts that cost you money, you should know that you can do something about it. The Telephone Consumer Protection Act (TCPA) is a federal law that limits telemarketing, advertisement by fax, and unsolicited marketing by text. Under certain circumstances TCPA can apply to debt collectors, too.

Know Your Rights

TCPA prohibits automated dialing and calls using prerecorded messages to phone numbers that cause the recipient to incur charges for the call, unless the recipient has given express consent to receive the calls. That means companies cannot auto-dial you cell phone or send you marketing texts unless you have given them permission to do so.

Those who violate the rule can be forced to pay anywhere from $500 to $1,500 per call, and it is being enforced.

Victories for Consumers

There have been numerous TCPA settlements in excess of $10 million in the last year. Capital One and several debt collectors broke the record with a $75 million settlement approved by the courts in February, 2015. The previous record was $32 million to be paid by Bank of America.

Also in February, 2015, Life Time Fitness, Inc., agree to pay $10 million and up to $15 million in a class action settlement. Anyone who received an advertising text from the company from January 1, 2014 to April 15, 2014 can choose a cash award of $100 or a membership award.

If you have been a victims of TCPA violations you can learn more about your rights and how you can recover damages for your losses by searching our directory to find a lawyer near you.

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