Ladder Accident Claims
Ladder accident injuries are expensive. Whether your injuries are permanent or short-term, medical costs and lost wages can place a heavy burden on you and your family. If you recover from your injuries, you may have life-long pain. Of course, some ladder accidents are fatal, leaving families bewildered and devastated. No matter where you and your family fall on this spectrum, you need to know that help is available and there may be several avenues of compensation that can pay for some or all of your financial losses and future needs.
Types of Ladder Accident Claims
Depending on the circumstances, avenues of compensation for ladder accident injuries and death can include one or more of the following:
- Home or property owner’s insurance
- Workers’ Compensation
- Defective product lawsuit
- Another type of third party claim for injured employees
Defective Ladder Claims
If your injuries were caused by a defective ladder, a product liability claim is appropriate no matter where, or under what circumstances, the accident happened including:
- At your own home, or when helping out friends or family
- As regular part of your job, such as construction, maintenance or decorating
- On the-job, when you do not use a ladder for your usual work duties
- When performing volunteer work
Work-Related Ladder Accidents
Most injured workers are eligible for Workers’ Compensation benefits. It doesn’t matter if you are a construction worker and the ladder accident happened in the normal course of your duties, or if you are an office worker who has never had the need to use a ladder at work before the accident and never expects to use one again. Also, you don’t need to prove fault to receive Workers’ Compensation benefits, and you are free to pursue other types of claims for your ladder accident.
If you are not covered by Workers’ Compensation because you were an independent contractor instead of an employee or were exempt for some other reason under your state’s Workers’ Compensation laws, you are free to sue the person or entity you were working for if your ladder accident was caused by their negligence.
If you have been injured in a ladder accident, please talk to experienced accident attorneys right away.