Determining If You Need a Personal Injury Attorney
The job of a personal injury attorney is to see that you get the fair compensation that you deserve for accidents that are no fault of your own. This field encompasses a broad range of matters, including car accidents, medical malpractice, insurance disputes, faulty products, fires and explosions, and much more.
The truth is, be it a dog bite or intentional tort, you do have a right to compensation. Unfortunately, this right is abused. We know of a case of a person claiming personal injury for having to endure kids playing basketball in their neighbor's yard. We do believe the courts are overwhelmed with claims like these, but the system's determination to be balanced and equal allows everyone to have a voice.
A reputable attorney will provide advice that benefits you, not them. For instance, you many not need a personal injury attorney under the following circumstances.
- If you reside in a no-fault state, you may not be allowed to take anyone to court unless injuries meet a specific nature and cost for treating them.
- Insurance companies are obligated only to pay policy limits. Suing for more than the maximum could be a waste of time, especially if the defendant doesn't have the assets to cover your dollar amount.
- Your injuries may not constitute a lawsuit. Suing another person is an expensive endeavor and going after a third party because you bruised your knee in a slip and fall may not be worthwhile. Of course, minor injuries have been known to turn into major ones. But as long as you have not accepted a settlement or the statue of limitations hasn't expired, you may still be able to file a claim. The best way to know is to have a conversation with an accident lawyer before negotiating any settlement.
After a legal consultation, you will be in a better position to determine what your legal move should be. But if you have been injured through third-party action, having representation ensures you will fight for the full spectrum of damages you should be compensated for. Most importantly, when you are facing insurance companies and their clients, these parties will take your claim seriously if an accident attorney is speaking on your behalf.