Can I recover compensation after being the victim of a hit and run accident?

Auto Accident

By Greg Kaminsky, Staff Writer

When two drivers get into an accident, they typically exchange insurance information so that the party who is at fault can pay for the damages with the help of their insurance provider.

But what happens when the person who caused the accident drives off before you can even get his name?

First of all, by doing so that person is committing a serious crime, so you should make sure to report the incident to the police immediately.

If the police can’t track down the person who hit you, there is still a good chance that you’ll be covered, provided that you either have uninsured/underinsured motorist insurance or personal injury protection coverage on your own policy.

These types of coverage are often optional, but most insurance providers do include them in their policies.  However, state laws vary on what is covered under certain insurance policies, and the insurance companies may also choose to deny your claim.  This is why it’s extremely important to have a detailed police report if you’ve been involved in a hit and run accident and to hire an experienced personal injury attorney to deal with the insurance companies. 

While you may be covered by your own insurance policy, there is no such thing as a guarantee when it comes to settlement terms.  If you’ve been injured, a qualified personal injury lawyer can make things easier for you by helping you navigate through the insurance claims process and making sure that you receive the compensation you deserve.

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