Iowa Auto Insurance Lawyer

The state of Iowa requires automobile drivers to purchase bodily injury liability coverage and property damage liability coverage. At a minimum, the driver must have bodily injury liability coverage of at least $20,000 per person injured in any one accident and $40,000 total for all persons injured in any one accident. Additionally, the driver must have a minimum of $15,000 property damage liability coverage for the destruction of the property of others as a result of an automobile accident. This is often represented as 20/40/15 coverage.

Automobile drivers have the option of purchasing uninsured motorist or underinsured motorist bodily injury coverage. This type of insurance is meant to cover bodily injuries caused by an uninsured or underinsured driver. If a person chooses to purchase uninsured motorist coverage, the coverage purchased must meet the minimum bodily injury coverage requirements. Likewise, a person choosing to purchase underinsured motorist coverage must purchase coverage that meets the minimum bodily injury liability requirements.

Please fill out the "FREE CASE REVIEW" form below to have an experienced Iowa Auto Insurance lawyer contact you.