Contact a Florida Personal Injury Attorney

The state of Florida requires automobile drivers to purchase bodily injury liability coverage and property damage liability coverage. At a minimum, the driver must have bodily injury liability coverage of at least $10,000 per person injured in any one accident and $20,000 total for all persons injured in any one accident. Additionally, the driver must have a minimum of $10,000 property damage liability coverage for the destruction of the property of others as a result of an automobile accident. Policyholders may also satisfy the minimum Florida insurance requirements with a single combined policy. An insurance agent should be able to provide additional details. Florida state law requires the purchase of personal injury protection coverage with a minimum limit of $10,000 to cover reasonable and necessary medical expenses sustained by the policyholder and the policyholder's passengers.

Florida follows a No-Fault system. Under such a system, the insurance company will pay injury claims, regardless of fault, up to a specified limit; however, some of the legal rights to sue a negligent driver under a No-Fault system are significantly limited. Details of a No-Fault system vary from state to state. As such, please check state insurance regulations to determine the current details of the Florida No-Fault system.

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